FREE STATUTORY CALCULATOR · TENANT FEES ACT 2019 & HOUSING ACT 2004 S.213

Tenancy Deposit Cap, Holding Deposit & 30-Day Deadline Calculator

Under Schedule 1 to the Tenant Fees Act 2019, charging even £1 above the statutory 5-week (or 6-week) deposit cap—or rounding up instead of flooring to the penny—is an unlawful prohibited payment carrying a civil penalty of up to £5,000 (£30,000 for repeat breaches). Enter your rent and deposit details below to check your exact statutory limits.

Statute-aligned self-service software publishing tools mapped to the Housing Act 1988 (as amended by the Renters' Rights Act 2025), Tenant Fees Act 2019, SI 2026/324, SI 2026/354, and SI 2026/421. Operated by Ditra (established in Spain) — [email protected].

1. Type of residential arrangement (let_route)

Assured Periodic Tenancy (whole property or HMO room)Resident Landlord Lodger Licence (sharing home with landlord)

2. Rent payment frequency (TA-Q062)3. Rent amount per period (£) (TA-Q063)4. Proposed tenancy deposit (£) (TA-Q084)5. Proposed holding deposit (£) (TA-Q081)6. Date deposit received (or expected) (TA-Q088)

Maximum tenancy deposit

£1,730.76

5 weeks' rent (Annual rent £18,000.00 is under the £50,000 threshold · TFA 2019 Sch 1 para 2)

COMPLIANT — Your proposed deposit of £1,730.00 is £0.76 within the statutory cap.

Maximum holding deposit

£346.15

1 week's rent (floored to the penny · TFA 2019 Sch 1 para 3)

COMPLIANT — Within 1-week cap. Deadline for agreement: 16 November 2026.

30-day protection deadline

1 December 2026

30 days beginning with 2 November 2026 (Housing Act 2004 s.213(3) & (6)). Scheme protection and Prescribed Information due on or before this date.

Sanction: 1×–3× deposit order under s.214(4) (£1,730.00 to £5,190.00).

Create Assured Periodic Tenancy Agreement (£19) →Full Landlord Pack: TA + WS + Inventory + Form 4A Credit (£39) →

Common questions

When is the cap five weeks versus six weeks?

Under Tenant Fees Act 2019 Schedule 1 paragraph 2, if the annual rent is under £50,000 the tenancy deposit cap is five weeks' rent; at or above £50,000 annual rent the cap is six weeks' rent.

Why floor to the penny on the deposit cap?

The statutory cap is calculated from annual rent and then floored to the nearest penny. Charging even one penny above that floored cap can breach the Tenant Fees Act deposit rules.

What is the holding deposit cap and agreement deadline?

A holding deposit is capped at one week's rent. You generally have 15 days from receipt (or the agreed date) to enter the tenancy agreement or return the holding deposit, subject to the statutory exceptions.

When does the 30-day protection deadline apply?

For assured shorthold tenancies in England, Housing Act 2004 section 213 requires protecting the tenancy deposit in an authorised scheme within 30 days of receipt. Lodger arrangements outside that regime are treated differently in this calculator's let-route toggle.

SignWise is a self-serve document preparation service operated by Ditra (established in Spain). SignWise is not a law firm, is not regulated by the Solicitors Regulation Authority (SRA), does not provide legal advice, and does not carry on reserved legal activities under the Legal Services Act 2007 (section 12 and Schedule 2, paragraph 5). You prepare your document from your answers, review it carefully, and sign it yourself. SignWise is not responsible for legal outcomes. Seek independent legal advice if you are unsure whether a document suits your property or circumstances.

Deterministic Statutory Calculation Notice (Legal Services Act 2007): This calculator applies mathematical formulas and statutory date rules from primary and secondary legislation in force in England (Housing Act 1988, Housing Act 2004, Tenant Fees Act 2019, Renters' Rights Act 2025, SI 2026/324, SI 2026/354, and SI 2026/421) directly to the figures and dates you enter. It provides general statutory information and automated mathematical outputs only. It does not constitute legal advice or a reserved legal activity under section 12 and Schedule 2, paragraph 5 of the Legal Services Act 2007. If your tenancy involves complex transitional notices served before 1 May 2026 or disputed service clauses, consult a regulated solicitor.